Investing in the Future
Based on ESG Principles
PERVOURALSKBANK
is one of the oldest banks in Russia
is one of the oldest banks in Russia
November 27, 1990 the commercial bank Pervouralskcombank was registered and on February 20, 1992 it was reorganized into PERVOURALSKBANK.
Over the 30 years of its activity PERVOURALSKBANK has not only overcome several crises, but also actively developed and built up its financial, personnel and technological potential.
Over the 30 years of its activity PERVOURALSKBANK has not only overcome several crises, but also actively developed and built up its financial, personnel and technological potential.
PERVOURALSKBANK RANKING POSITIONS. RAEX
25 %
Expert RA ruBB-
НРА ВB-|ru|
ROE 22%
3
place
12
rd
place
38
rd
6
place
place
rd
15
place
rd
rd
Portfolio turnover
Number of active clients and debtors
Capital increase per year
SME factoring
Major factors of the Russian market
+4 positions by 2020
+65% portfolio increase in 2020
Ranking of banks on the SME loan portfolio as of January, 2021
The Bank’s loan rating, forecast on the Sustainable rating
The Bank’s loan rating, forecast on the Sustainable rating
TOP-30 at the market
RAEX International group unites rating agencies and analytical centers in Russia, Europe and Asia, as well as the RAEX Rating Review Magazine editorial office.
Leading non-credit rating agency in Russia. Created in 2015 due to introduction of the new law on credit rating agencies, which restricted activities of credit agencies
Leading non-credit rating agency in Russia. Created in 2015 due to introduction of the new law on credit rating agencies, which restricted activities of credit agencies
artnership
ser-friendliness
alance
– we foster long-term client relationships based on mutual trust
– simple and understandable services and valuable products
– maintaining stable and sustainable growth
P
U
B
OUR GOALS
Growth and diversification of assets while highlighting 3-4 key products/areas
Consistent development of new products
Creating new channels to attract resources and clients
Full compliance with regulatory requirements and continuous strengthening of the culture of compliance
Implementation of ESG in business and corporate culture
Active implementation of robotic process automation
PRODUCT LINE OF THE BANK
Providing loans to leasing companies
Lending secured by real estate
Consumer loan
Providing loans to individual entrepreneurs for purchasing special equipment
Deposits
Leasing
Factoring
E
S
G
NVIRONMENT
Our environmental impact
• Waste management
• Electricity, heat, water consumption
• Paper and eco material usage
• Waste management
• Electricity, heat, water consumption
• Paper and eco material usage
Implementing "Green Office"
• Using non-toxic materials
• Optimization of workplaces
• Implementing electronic workflow
• Using non-toxic materials
• Optimization of workplaces
• Implementing electronic workflow
Corporate Governance
• Strategy and governance
• Risk management
• Monitoring and control mechanisms
• Strategy and governance
• Risk management
• Monitoring and control mechanisms
OVERNANCE
Security
• Ensuring data security
• Preventing unfair sales
• Considering interests of all shareholders
• Ensuring data security
• Preventing unfair sales
• Considering interests of all shareholders
Contributing to Human Capital Development
• Training and development
• Health and safety
• Human Rights
• Training and development
• Health and safety
• Human Rights
OCIAL
Impact on society
• Supporting education
• Supporting local communities
• Charity
• Supporting education
• Supporting local communities
• Charity
